Garg's book revels Reason Behind Urjit Patel's Resign https://www.youtube.com/watch?v=cqxsMXFqNSs RBI in 2018 changed the rules regarding loan write-off i.e. NPA. Then Patel gave a speech in March that the government had not given up control on public sector banks. Due to this, there is a problem in regulation. By August, the dispute reached the first place. The central government had increased the support price of crops for farmers a year before the elections. After this, the Reserve Bank increased the interest rate saying that inflation may increase. Governments generally do not like to increase interest rates because it reduces growth. People's life is difficult. No government would want to take such a risk just before the elections. Whereas according to RBI it was necessary to increase the interest rate at that time to control inflation,