Community Based Services

 Is Digital India a Failure? Are there Gaps in UPI, ONDC and OCEN? Detailed Analysis https://www.youtube.com/watch?v=TnEyFSToGbg
Think School Today QR codes EVERYWHERE, chaiwalas accept digital payments, and as of 2025, more than 2 billion people in India have a bank account with UPI transactions crossing ₹23 TRILLION!! But it pains me to say that after the phenomenal success of UPI, there are gaps, failures and glorified announcements that the media forgot to follow up on!!! And 2 of these glorified initiatives are the ONDC and OCEN initiative!!! These 2 initiatives have failed so badly that ONDC's app is worse than a college student’s first-year project and OCEN has been ignored by the biggest banking players of the country!!
we (think school)ourselves made a video on how revolutionary this initiative was!!! 
Where are the biggest gaps in UPI?
Why are ONDC and OCEN slowing down?
And what are the lessons that we need to learn from this slowdown of ONDC and OCEN!!